Consumer proposals can feel overwhelming, like your life has to go on hold until you finish the five-year payment plan. But this doesn’t have to be the case. If you are a prospective homeowner that’s in a consumer proposal, you could take advantage of the great gains of equity in your home to pay this proposal off in less time. Paying off a consumer proposal early will help get your financial situation back on track faster, making it easier to apply for credit cards and increasing the likelihood that your mortgage lender or bank will renew your mortgage when that time comes.
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